Need an appraisal in La Place or St John The Baptist County?
The top seven reasons LA homeowners call on Associated Appraisal Services, LLC:
Need help determining the price of your house in or near La Place, LA?
At Associated Appraisal Services, LLC, we understand the special needs of a homeowner in need of appraisal services. Our regular business clients are used to the appraisal process and the standard documents we provide. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Associated Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.
Appraisals to cancel PMI
A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're experienced in helping clients just like you rid yourselves of unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes close by. This means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Associated Appraisal Services, LLC is your number one weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Associated Appraisal Services, LLC can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would like to have a seasoned expert double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Associated Appraisal Services, LLC can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Associated Appraisal Services, LLC can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.